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What the Cyclone Pool Review Means for Insurance Buyers What the Cyclone Pool Review Means for Insurance Buyers
16 Sep 2026: Paige Estritori

Australia's cyclone reinsurance pool is again in the spotlight, with a fresh review sharpening attention on whether the scheme is delivering meaningful premium relief for households and small businesses in cyclone-exposed regions. The issue matters well beyond northern Australia, because it sits at the centre of a broader national challenge: how to keep insurance available, affordable and useful as severe weather risk becomes more costly to price. - read more
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Insurance Articles

Common Misconceptions About Home Insurance in Australia
Common Misconceptions About Home Insurance in Australia
Home insurance is an essential safety net for Australians, providing financial protection against unexpected events that could damage your most significant asset—your home. It ensures that you have the necessary support to rebuild or repair in the event of disasters like storms, fire, or theft. For Australian homeowners, having the right insurance means peace of mind. - read more
Public Liability vs Professional Indemnity Insurance: Key Differences for Australian Businesses
Public Liability vs Professional Indemnity Insurance: Key Differences for Australian Businesses
Public liability and professional indemnity insurance protect Australian businesses against different types of risk. Public liability focuses on third-party injury or property damage connected with business activities, while professional indemnity focuses on claims arising from professional advice or services. - read more
How to Make a Boat Insurance Claim in Australia
How to Make a Boat Insurance Claim in Australia
Making a boat insurance claim can feel stressful after an accident, theft, storm or other loss. Understanding the usual claims steps, the information insurers may ask for and how your policy terms affect the outcome can help you approach the process more clearly. - read more
Starting Out: How to Pick the Right Insurance As a Young Professional in Australia
Starting Out: How to Pick the Right Insurance As a Young Professional in Australia
Welcome to the journey of safeguarding your future! As a young professional in Australia, you're likely juggling the demands of a burgeoning career with personal goals and financial responsibilities. Navigating the world of insurance is critical in creating a safety net around these aspirations. But why exactly is insurance a cornerstone for those entering the professional realm, and how do you discern which coverage best aligns with your unique pathway? - read more
Underinsurance, Sum Insured and Policy Limits: What Australian Insurance Customers Should Understand
Underinsurance, Sum Insured and Policy Limits: What Australian Insurance Customers Should Understand
Underinsurance can leave households and businesses paying unexpected costs after a claim. This guide explains sum insured amounts, policy limits and sub-limits, and how to review cover more carefully before comparing insurance options. - read more

Knowledgebase
Proximate Cause:
The primary cause of loss in an insurance claim, which sets in motion a chain of events leading to the damage or injury.