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Insurance Online Articles

Insurance Online recommends the following articles which we hope you find of interest.

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Insurance Articles

The Comprehensive Comparison: Evaluating Different Insurance Providers in Australia
The Comprehensive Comparison: Evaluating Different Insurance Providers in Australia
Welcome to the comprehensive guide on evaluating different insurance providers in Australia. Navigating through the plethora of insurance options can be overwhelming. With a market full of competing insurers, choosing the right provider is critical to ensuring ample protection for your assets, health, and peace of mind. This introduction aims to underscore the significance of this decision for Australian consumers. - read more
The Ultimate Guide to Understanding Life Insurance in Australia
The Ultimate Guide to Understanding Life Insurance in Australia
Life insurance is a contract between an individual and an insurance company. The insurer promises to pay a designated beneficiary a sum of money upon the death of the insured person. - read more
How to Make a Claim on Your Boat Insurance Policy in Australia
How to Make a Claim on Your Boat Insurance Policy in Australia
Boat insurance claims are an important aspect of owning a boat, as accidents and damages can happen unexpectedly. It is essential to understand the boat insurance claim process in Australia, as it can be complex and overwhelming at times. - read more
The Role of Life Insurance in Your Overall Financial Strategy
The Role of Life Insurance in Your Overall Financial Strategy
Financial planning plays a pivotal role in managing your economic resources effectively. By assessing your income, expenses, and goals, you can create a plan that helps achieve financial security. A comprehensive financial plan covers saving, investing, budgeting, and managing liabilities to secure your future. - read more
Business Insurance in Australia: How to Ensure You're Fully Covered
Business Insurance in Australia: How to Ensure You're Fully Covered
Embarking on the journey of entrepreneurship entails foreseeing and mitigating risks before they turn into setbacks for your business. In Australia, safeguarding your enterprise with adequate business insurance is not just a regulatory requirement, but also a strategic move to protect your company's future. In this article, we delve into the importance of being fully covered and guide you through the myriad of insurance options suitable for your business venture. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

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Insurance News

Australian Insurers Achieve Record Profits Amid Rising Premiums
Australian Insurers Achieve Record Profits Amid Rising Premiums
04 Feb 2026: Paige Estritori
In 2024, Australia's insurance industry reported an after-tax profit of $6.1 billion, a figure that is three times higher than the five-year average of $2 billion. This substantial increase is attributed to significant premium hikes and a relatively benign year for natural disasters. - read more
Calls for Greater Transparency as Insurance Premiums Soar
Calls for Greater Transparency as Insurance Premiums Soar
04 Feb 2026: Paige Estritori
Australian homeowners are facing significant increases in insurance premiums, with some reporting hikes of up to 600% over the past year. This trend has prompted consumer advocacy groups to call for greater transparency from insurers regarding the factors driving these substantial increases. - read more
Rising Insurance Costs in NT Challenge Cyclone Reinsurance Efforts
Rising Insurance Costs in NT Challenge Cyclone Reinsurance Efforts
04 Feb 2026: Paige Estritori
Homeowners in the Northern Territory are experiencing significant increases in insurance premiums, despite the federal government's establishment of a cyclone reinsurance pool in 2022 aimed at reducing costs in cyclone-prone areas. - read more
Australian Insurers Falling Behind in Cyber and AI Risk Readiness
Australian Insurers Falling Behind in Cyber and AI Risk Readiness
19 Jan 2026: Paige Estritori
Recent findings from the PwC Insurance Banana Skins Survey reveal that Australian insurers are trailing their global counterparts in preparedness for emerging risks, particularly in the realms of cyber threats and artificial intelligence (AI). This lag poses significant challenges as the industry confronts an increasingly complex risk landscape. - read more
Significant Rise in Australian Home Insurance Premiums in 2025
Significant Rise in Australian Home Insurance Premiums in 2025
11 Jan 2026: Paige Estritori
In 2025, Australian homeowners experienced a substantial increase in home and contents insurance premiums, with the average annual premium rising by 14%, equating to an additional $343. This surge has placed a significant financial burden on many households, prompting concerns about the affordability and accessibility of essential insurance coverage. - read more

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Knowledgebase
Coverage:
The amount of risk or liability covered for an individual or entity by way of insurance services.