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Whether you’d like to explore Insurance Online options, check your eligibility, or learn more about our referral services, we’re here to assist. You can start your enquiry online and connect directly with a licensed professional suited to your needs.

We also value your feedback and suggestions — they help us continually improve the Insurance Online experience and ensure our services meet the needs of our users.

For general questions, compliments, or complaints not related to a quote, please use our online contact form so we can direct your enquiry to the appropriate department promptly.

Contact Details

Mailing Address:
PO Box 1183
Palm Beach, Queensland, Australia 4221

Office Location:
43 Larch Street
Tallebudgera, Queensland, Australia 4228

Complaints Handling

If you have a concern or complaint about any aspect of our service, including the way your personal information has been handled, please contact us in the first instance. We will acknowledge your complaint promptly and aim to resolve it within a reasonable timeframe in accordance with our internal complaints procedure.

If you are not satisfied with our response, you may refer your complaint to the Australian Financial Complaints Authority (AFCA) — an independent external dispute resolution scheme approved by ASIC:

For complaints relating specifically to privacy or the handling of personal information, you may also contact the Office of the Australian Information Commissioner (OAIC):

Privacy and Information Handling

Any personal information you provide via this website will be handled in accordance with our Privacy Policy. We collect this information to respond to your enquiry, manage your request, and, where applicable, refer you to a licensed professional. You can request access to or correction of your personal information at any time by contacting us in writing.

Licensing and Regulatory Information

This website is operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust), located at 43 Larch Street, Tallebudgera QLD 4228, A.C.N. 010 281 008.

Clark Family Pty Ltd is an Authorised Credit Representative of Saccasan Pty Ltd (Australian Credit Licence No. 386297) and an Authorised Representative of Unique Group Broker Services (Australian Financial Services Licence No. 509434).

For more information about licensing and regulatory matters, please visit the ASIC website.

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Insurance News

Australian Home Insurance Premiums Climb Amid Economic Pressures
Australian Home Insurance Premiums Climb Amid Economic Pressures
03 May 2026: Paige Estritori
Australian homeowners are facing a significant financial challenge as home insurance premiums have risen by an average of 16% over the past year. This increase adds to the growing cost of living pressures experienced by many households. - read more
ACCC Halts IAG's Bid to Acquire RAC Insurance
ACCC Halts IAG's Bid to Acquire RAC Insurance
03 May 2026: Paige Estritori
The Australian Competition and Consumer Commission (ACCC) has intervened to block Insurance Australia Group's (IAG) proposed acquisition of RAC Insurance, a move that underscores the regulator's commitment to maintaining competitive markets within the insurance sector. - read more
Australian Health Insurance Premiums See Unprecedented Hikes
Australian Health Insurance Premiums See Unprecedented Hikes
03 May 2026: Paige Estritori
Recent analyses have unveiled that Australian health insurance premiums have surged by as much as 25%, far exceeding the government-approved average increase of 4.41%. This substantial rise has raised concerns among policyholders and consumer advocacy groups alike. - read more
Surge in Insurance Complaints Highlights Industry Challenges
Surge in Insurance Complaints Highlights Industry Challenges
25 Apr 2026: Paige Estritori
Recent data reveals a significant increase in consumer complaints against Australian insurance companies, primarily due to delays in processing everyday claims. The Australian Financial Complaints Authority (AFCA) reports that insurers are generating approximately 100 complaints daily, marking a record high in the industry. - read more
Leading Australian Insurers Achieve Notable Revenue Increases
Leading Australian Insurers Achieve Notable Revenue Increases
25 Apr 2026: Paige Estritori
Recent analyses indicate that Australia's top non-life insurers have achieved substantial revenue growth, showcasing the industry's resilience amidst various market challenges. According to a report by AM Best, the leading ten non-life insurers in Australia collectively generated nearly $46 billion in insurance services revenue in their latest annual results, marking an 11.1% increase from the previous period. - read more
Insurance Articles

Protecting Your Legacy: Estate Planning and Life Insurance for Australians
Protecting Your Legacy: Estate Planning and Life Insurance for Australians
When thinking about the future, it's essential to have a comprehensive strategy that ensures the well-being of your loved ones and the security of your assets. Estate planning and life insurance are two critical pillars in safeguarding your family's financial stability. Despite the complexity often associated with these topics, understanding their importance and implementing them correctly can provide immense peace of mind. - read more
Business Insurance in Australia: How to Ensure You're Fully Covered
Business Insurance in Australia: How to Ensure You're Fully Covered
Embarking on the journey of entrepreneurship entails foreseeing and mitigating risks before they turn into setbacks for your business. In Australia, safeguarding your enterprise with adequate business insurance is not just a regulatory requirement, but also a strategic move to protect your company's future. In this article, we delve into the importance of being fully covered and guide you through the myriad of insurance options suitable for your business venture. - read more
The Ultimate Guide to Choosing the Best Travel Insurance for Your Australian Adventure
The Ultimate Guide to Choosing the Best Travel Insurance for Your Australian Adventure
Embarking on an Australian adventure can ignite excitement in the heart of any traveller, but being prepared for the unexpected should be top of mind. Travel insurance is an essential travel companion that safeguards your journey from unforeseeable circumstances. Whether confronting flight cancellations, medical emergencies, or lost luggage, the right travel insurance policy can make a world of difference, offering peace of mind to fully immerse in the Aussie adventure experience. - read more
Understanding Home Insurance Coverage Options: What Protects Your Property?
Understanding Home Insurance Coverage Options: What Protects Your Property?
Home insurance is a critical element for any Australian homeowner, providing financial protection against an array of unexpected events. Essentially, it's a policy that covers losses and damages to an individual's residence, along with furnishings and other assets in the home. This type of insurance also offers liability coverage against accidents in the home or on the property. - read more
Comparing Comprehensive, Third Party, and Third Party Fire and Theft: Which Car Insurance is Right for You?
Comparing Comprehensive, Third Party, and Third Party Fire and Theft: Which Car Insurance is Right for You?
Car insurance is a crucial aspect of vehicle ownership in Australia, offering protection and peace of mind in the event of an accident or other unforeseen circumstances. However, with numerous options available on the market, choosing the right policy can be overwhelming. In this article, we'll explore the main types of car insurance available to help you understand your choices. - read more

Knowledgebase
Insurance Claim:
Notification to an insurance company requesting payment of an amount due under the terms of the policy.