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Insurance News

Why the Latest Affordability Warning Matters for Insurance Buyers
Why the Latest Affordability Warning Matters for Insurance Buyers
19 Aug 2026: Paige Estritori
Australia’s insurance affordability challenge is again in focus, with fresh industry attention on households and small businesses that are struggling to absorb higher premiums in areas exposed to flood, storm, cyclone and bushfire risk. The latest discussion is not simply about prices rising at renewal time. It points to a broader problem: when cover becomes harder to afford, more people are tempted to reduce protection, raise excesses or walk away from insurance altogether. - read more
Severe Weather Claims Are a Reminder to Recheck Your Cover
Severe Weather Claims Are a Reminder to Recheck Your Cover
12 Aug 2026: Paige Estritori
Australia's latest severe-weather claims updates are a timely reminder that insurance resilience is tested long before a claim is lodged. As insurers continue working through damage from recent storms, floods and cyclones, the bigger message for households and business owners is clear: cover needs to be practical, current and matched to real replacement costs. - read more
What APRA’s Fresh Insurance Focus Means for Policyholders
What APRA’s Fresh Insurance Focus Means for Policyholders
05 Aug 2026: Paige Estritori
Australia’s prudential regulator has sharpened its focus on the insurance sector, with its latest priorities pointing to a market under pressure from affordability concerns, severe weather exposure, cyber threats and operational disruption. For households and business owners, the message is clear: insurance is no longer just a renewal task to be handled once a year. It is becoming a core part of financial resilience. - read more
Rising Insurance Disputes Show Why Claims Service Matters
Rising Insurance Disputes Show Why Claims Service Matters
29 Jul 2026: Paige Estritori
Australia’s latest financial dispute data has put insurance claims handling back in the spotlight, with consumers and small businesses continuing to seek outside help when problems with insurers cannot be resolved directly. The trend is a timely reminder that an insurance policy should be assessed not only on premium, but also on how clearly it explains cover, how exclusions work, and how effectively claims are managed when pressure is highest. - read more
Higher ASIC Levies Signal More Scrutiny for Australia’s Insurance Sector
Higher ASIC Levies Signal More Scrutiny for Australia’s Insurance Sector
22 Jul 2026: Paige Estritori
Australia’s insurance sector is facing a larger contribution to the cost of financial regulation, with ASIC’s 2025–26 industry funding estimates putting insurance levies at $23.838 million. That is a sizeable rise from the $17.608 million levied in 2024–25 and reflects a broader increase in the regulator’s expected cost recovery across the financial system. - read more
Insurance Articles

Public Liability Insurance in Australia: What It Covers and When It May Apply
Public Liability Insurance in Australia: What It Covers and When It May Apply
Public liability insurance can help Australian businesses respond to claims involving injury or property damage to third parties. This guide explains what it commonly covers, what it may exclude, who may consider it and how certificates of currency and claims usually work. - read more
Business Insurance in Australia: A Practical Guide for Entrepreneurs
Business Insurance in Australia: A Practical Guide for Entrepreneurs
Business insurance can help Australian entrepreneurs manage financial risks linked to accidents, property damage, professional services, business disruption and emerging threats such as cyber incidents. This guide explains the main cover types, key policy terms and practical steps for comparing options without treating insurance as a one-size-fits-all decision. - read more
Understanding Home Insurance Coverage Options in Australia
Understanding Home Insurance Coverage Options in Australia
Home insurance can help protect Australian homeowners from the financial impact of damage, loss or liability connected with their property. This guide explains the main coverage options, including building insurance, contents insurance and optional extras, so you can better understand what a policy may and may not cover. - read more
How Insurance Claims Work in Australia: Steps, Documents and Common Issues
How Insurance Claims Work in Australia: Steps, Documents and Common Issues
Insurance claims can involve several stages, from notifying your insurer and providing documents to assessment, settlement and dispute resolution. This guide explains the general Australian claims process for personal and business insurance customers. - read more
Starting Out: How to Pick the Right Insurance As a Young Professional in Australia
Starting Out: How to Pick the Right Insurance As a Young Professional in Australia
Welcome to the journey of safeguarding your future! As a young professional in Australia, you're likely juggling the demands of a burgeoning career with personal goals and financial responsibilities. Navigating the world of insurance is critical in creating a safety net around these aspirations. But why exactly is insurance a cornerstone for those entering the professional realm, and how do you discern which coverage best aligns with your unique pathway? - read more

Knowledgebase
Subrogation:
An insurance carrier may reserve the "right of subrogation" in the event of a loss. This means that the company may choose to take action to recover the amount of a claim paid to a covered insured if the loss was caused by a third party.