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Insurance Online is a free online service that connects you with licensed insurance brokers across Australia. Whether you need cover for personal, business or trade assets, we’ll match your enquiry with a broker from our national panel. Simply enter a single quote request via this website and your matched broker will contact you with personal and business insurance quotes and help you compare insurance options.

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Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are provided by a licensed specialist broker, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

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A specialist Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

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Insurance Online News

Podcast Cover Image This week on Insurance Online News, Paige covers APRAs new reinsurance framework aimed at stabilising cover amid extreme weather, a push to strengthen right‑to‑repair laws to ease motor claim delays and costs, a major GP cyber breach affecting personal and health insurance data, and an ombudsman ruling that mental trauma alone isnt a bodily injury under a personal accident policy. Takeaways: ask brokers about catastrophe limits and deductibles, choose motor cover with strong repairer networks and hire‑car options, review cyber preparedness and cover, and check policy definitions for work‑reliant protection.

Public Liability Insurance Calculator

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Estimate your public liability insurance needs with our Public Liability Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.

The Great Australian Side-Hustle

The Great Australian Side-Hustle image

Filled with over 50 creative ideas for earning extra money online and offline, this book has something for everyone. From renting out a spare room on Airbnb to offering your services as a personal shopper or tutor, you'll find a wide variety of side hustle ideas to choose from. In addition to the ideas, you'll also find valuable tips for success to help you turn your side hustle into a profitable and rewarding venture. So don't wait any longer, download your free copy of "The Great Australian Side Hustle" now and start your journey towards financial freedom today!

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    Insurance News

    Steadfast Takeover Bid Gains New Weight as KKR Joins Consortium
    Steadfast Takeover Bid Gains New Weight as KKR Joins Consortium
    15 Jul 2026: Paige Estritori
    A proposed takeover of Steadfast Group has become one of the most closely watched insurance market stories in Australia, after global investment firm KKR joined the consortium seeking to acquire the ASX-listed broker network. The bid, led by Amwins Group and Dragoneer Investment Group, values Steadfast at about A$7.7 billion and remains pitched at A$6 per share. - read more
    Could NSW Emergency Services Levy Reform Make Insurance Fairer?
    Could NSW Emergency Services Levy Reform Make Insurance Fairer?
    08 Jul 2026: Paige Estritori
    New modelling released on 7 July 2026 has added momentum to the debate over how New South Wales funds emergency services, with analysis suggesting that removing the Emergency Services Levy from insurance premiums could deliver meaningful savings for many households and businesses. The findings, commissioned by the Insurance Council of Australia and prepared by Lateral Economics, support a shift away from loading the cost onto insurance policies and towards a broader property-based funding model. - read more
    Life Insurance Code Review Puts Mental Health and Claims Fairness in Focus
    Life Insurance Code Review Puts Mental Health and Claims Fairness in Focus
    01 Jul 2026: Paige Estritori
    Australia’s life insurance sector is facing another important reform moment after the independent review of the Life Insurance Code of Practice released its final report on 30 June 2026. The report, led by former senior regulator Peter Kell, makes 85 recommendations aimed at improving how life insurers communicate, design products, handle claims and support customers who may be vulnerable. - read more
    NSW Budget Puts Insurance Levy Pressure Back on the Table
    NSW Budget Puts Insurance Levy Pressure Back on the Table
    24 Jun 2026: Paige Estritori
    The latest NSW Budget has reignited debate over the Emergency Services Levy, with insurance industry concern growing that escalating collection forecasts are strengthening the case for reform. For households and businesses already managing higher premiums, the issue is more than a line item in the state accounts. It goes directly to affordability, underinsurance and whether the cost of funding emergency services is being shared fairly. - read more
    Suncorp's Strategic Reinsurance Placement Elevates Market Position
    Suncorp's Strategic Reinsurance Placement Elevates Market Position
    17 Jun 2026: Paige Estritori
    Suncorp has successfully secured up to AU$2.4 billion in reinsurance protection over five years, leading to a significant 10% increase in its share value. This strategic move is expected to bolster the company's fiscal 2026 growth outlook, with projected gross written premium growth of 3% across its Australia and New Zealand operations. The reinsurance arrangement, effective from June 30, is designed to cap natural hazard costs in approximately 90% of scenarios, thereby reducing earnings volatility. - read more
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    Insurance Articles

    How to Make a Claim on Your Boat Insurance Policy in Australia
    How to Make a Claim on Your Boat Insurance Policy in Australia
    Boat insurance claims are an important aspect of owning a boat, as accidents and damages can happen unexpectedly. It is essential to understand the boat insurance claim process in Australia, as it can be complex and overwhelming at times. - read more
    Business Insurance Essentials: What Every Australian Entrepreneur Should Know
    Business Insurance Essentials: What Every Australian Entrepreneur Should Know
    Running a business comes with its fair share of risks and challenges. From natural disasters to employee injuries, there's a lot that can go wrong. This is why having the right business insurance is crucial for any Australian entrepreneur. - read more
    Comparing Boat Insurance Policies: Which One is Right for Your Needs?
    Comparing Boat Insurance Policies: Which One is Right for Your Needs?
    As recreational boating continues to grow in popularity, boat insurance has become an important consideration for boat owners. Boat insurance provides protection for your vessel in case of accidents, theft, or damage. However, with so many different types of policies available, it can be difficult to determine which one is right for your needs. - read more
    How to Choose the Right Boat for Your Needs and Budget
    How to Choose the Right Boat for Your Needs and Budget
    Choosing the right boat can be a daunting task, particularly if you’re new to boating or unfamiliar with the full range of options available. With so many different types, sizes, and features to consider, it’s important to have a clear understanding of your needs and preferences before you start shopping for a boat. - read more
    Unlocking the Best Business Insurance: A Guide for Aussie Entrepreneurs
    Unlocking the Best Business Insurance: A Guide for Aussie Entrepreneurs
    Welcome to the guide designed to navigate Australian entrepreneurs through the intricate world of business insurance. In an era where risks are as diverse as they are frequent, choosing the right insurance is not just prudent—it's a critical element of sustaining and growing your enterprise. - read more

    Knowledgebase
    Term Life Insurance:
    A form of life insurance that is a pure protection policy with no cash or maturity value which lasts for a specific length of time, called a term.

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