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Insurance Online is a free online service that connects you with licensed insurance brokers across Australia. Whether you need cover for personal, business or trade assets, we’ll match your enquiry with a broker from our national panel. Simply enter a single quote request via this website and your matched broker will contact you with personal and business insurance quotes and help you compare insurance options.

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Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are provided by a licensed specialist broker, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

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A specialist Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

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Insurance Online News

Podcast Cover Image This week: NSW Emergency Services Levy reform modelling points to relief for households and small businesses; mid‑year reinsurance renewals soften with lower catastrophe rates and more capacity; the code watchdog probes motor repairer oversight amid rising complaints; and a reminder that ambulance cover varies by state, so check your health policy fine print. Practical takeaways: compare policies, review limits and excesses, keep documentation for car claims, and stay alert to ESL changes in NSW.

Public Liability Insurance Calculator

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Estimate your public liability insurance needs with our Public Liability Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.

The Great Australian Side-Hustle

The Great Australian Side-Hustle image

Filled with over 50 creative ideas for earning extra money online and offline, this book has something for everyone. From renting out a spare room on Airbnb to offering your services as a personal shopper or tutor, you'll find a wide variety of side hustle ideas to choose from. In addition to the ideas, you'll also find valuable tips for success to help you turn your side hustle into a profitable and rewarding venture. So don't wait any longer, download your free copy of "The Great Australian Side Hustle" now and start your journey towards financial freedom today!

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    Insurance News

    Could NSW Emergency Services Levy Reform Make Insurance Fairer?
    Could NSW Emergency Services Levy Reform Make Insurance Fairer?
    08 Jul 2026: Paige Estritori
    New modelling released on 7 July 2026 has added momentum to the debate over how New South Wales funds emergency services, with analysis suggesting that removing the Emergency Services Levy from insurance premiums could deliver meaningful savings for many households and businesses. The findings, commissioned by the Insurance Council of Australia and prepared by Lateral Economics, support a shift away from loading the cost onto insurance policies and towards a broader property-based funding model. - read more
    Life Insurance Code Review Puts Mental Health and Claims Fairness in Focus
    Life Insurance Code Review Puts Mental Health and Claims Fairness in Focus
    01 Jul 2026: Paige Estritori
    Australia’s life insurance sector is facing another important reform moment after the independent review of the Life Insurance Code of Practice released its final report on 30 June 2026. The report, led by former senior regulator Peter Kell, makes 85 recommendations aimed at improving how life insurers communicate, design products, handle claims and support customers who may be vulnerable. - read more
    NSW Budget Puts Insurance Levy Pressure Back on the Table
    NSW Budget Puts Insurance Levy Pressure Back on the Table
    24 Jun 2026: Paige Estritori
    The latest NSW Budget has reignited debate over the Emergency Services Levy, with insurance industry concern growing that escalating collection forecasts are strengthening the case for reform. For households and businesses already managing higher premiums, the issue is more than a line item in the state accounts. It goes directly to affordability, underinsurance and whether the cost of funding emergency services is being shared fairly. - read more
    Suncorp's Strategic Reinsurance Placement Elevates Market Position
    Suncorp's Strategic Reinsurance Placement Elevates Market Position
    17 Jun 2026: Paige Estritori
    Suncorp has successfully secured up to AU$2.4 billion in reinsurance protection over five years, leading to a significant 10% increase in its share value. This strategic move is expected to bolster the company's fiscal 2026 growth outlook, with projected gross written premium growth of 3% across its Australia and New Zealand operations. The reinsurance arrangement, effective from June 30, is designed to cap natural hazard costs in approximately 90% of scenarios, thereby reducing earnings volatility. - read more
    Australian Regulators Call for Improved AI Governance in Insurance
    Australian Regulators Call for Improved AI Governance in Insurance
    10 Jun 2026: Paige Estritori
    In a recent development, the Australian Securities and Investments Commission (ASIC) and the Australian Prudential Regulation Authority (APRA) have jointly called upon insurers to enhance their artificial intelligence (AI) governance frameworks. This directive underscores the regulators' growing concern over the potential risks associated with the rapid adoption of AI technologies within the insurance sector. - read more
    Insurance Articles

    The Role of Life Insurance in Your Overall Financial Strategy
    The Role of Life Insurance in Your Overall Financial Strategy
    Financial planning plays a pivotal role in managing your economic resources effectively. By assessing your income, expenses, and goals, you can create a plan that helps achieve financial security. A comprehensive financial plan covers saving, investing, budgeting, and managing liabilities to secure your future. - read more
    Navigating Business Interruption Insurance: A Lifeline for SMEs
    Navigating Business Interruption Insurance: A Lifeline for SMEs
    Understanding the safeguards available to protect businesses during times of unexpected adversity is crucial, especially for Small and Medium-sized Enterprises (SMEs). Chief among these safeguards is business interruption insurance. This form of coverage is designed to offer financial assistance to businesses that endure losses due to unforeseeable disruptions. - read more
    How to Compare Life Insurance Policies in Australia Without Overpaying
    How to Compare Life Insurance Policies in Australia Without Overpaying
    Life insurance stands as a pillar of financial stability in the lives of many Australians, providing peace of mind and security for families and individuals facing the uncertainty of the future. The importance of life insurance cannot be overstated; it offers a safety net that serves to protect your loved ones in the event of a tragedy, ensuring their financial well-being during difficult times. - read more
    Unlocking the Best Business Insurance: A Guide for Aussie Entrepreneurs
    Unlocking the Best Business Insurance: A Guide for Aussie Entrepreneurs
    Welcome to the guide designed to navigate Australian entrepreneurs through the intricate world of business insurance. In an era where risks are as diverse as they are frequent, choosing the right insurance is not just prudent—it's a critical element of sustaining and growing your enterprise. - read more
    Understanding Home Insurance Coverage Options: What Protects Your Property?
    Understanding Home Insurance Coverage Options: What Protects Your Property?
    Home insurance is a critical element for any Australian homeowner, providing financial protection against an array of unexpected events. Essentially, it's a policy that covers losses and damages to an individual's residence, along with furnishings and other assets in the home. This type of insurance also offers liability coverage against accidents in the home or on the property. - read more

    Knowledgebase
    Insurance Underwriter:
    An insurance company, a financial institution that sells insurance.