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Insurance Online is a free online service that connects you with licensed insurance brokers across Australia. Whether you need cover for personal, business or trade assets, we’ll match your enquiry with a broker from our national panel. Simply enter a single quote request via this website and your matched broker will contact you with personal and business insurance quotes and help you compare insurance options.

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Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are provided by a licensed specialist broker, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

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A specialist Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

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Insurance Online News

Podcast Cover Image This week: NSW pressure mounts to scrap the Emergency Services Levy on insurance premiums; AFCA logs a record year of complaints driven by claim delays and rejections; SMEs say risk‑mitigation isnt being rewarded in premiums; and NSWs regulator releases a guide to workers comp reforms. Action points: review levies on your renewal, document your risk improvements, read your PDS, and consider broker support to compare options and navigate claims.

Public Liability Insurance Calculator

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Estimate your public liability insurance needs with our Public Liability Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.

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    Insurance News

    What APRA’s Fresh Insurance Focus Means for Policyholders
    What APRA’s Fresh Insurance Focus Means for Policyholders
    05 Aug 2026: Paige Estritori
    Australia’s prudential regulator has sharpened its focus on the insurance sector, with its latest priorities pointing to a market under pressure from affordability concerns, severe weather exposure, cyber threats and operational disruption. For households and business owners, the message is clear: insurance is no longer just a renewal task to be handled once a year. It is becoming a core part of financial resilience. - read more
    Rising Insurance Disputes Show Why Claims Service Matters
    Rising Insurance Disputes Show Why Claims Service Matters
    29 Jul 2026: Paige Estritori
    Australia’s latest financial dispute data has put insurance claims handling back in the spotlight, with consumers and small businesses continuing to seek outside help when problems with insurers cannot be resolved directly. The trend is a timely reminder that an insurance policy should be assessed not only on premium, but also on how clearly it explains cover, how exclusions work, and how effectively claims are managed when pressure is highest. - read more
    Higher ASIC Levies Signal More Scrutiny for Australia’s Insurance Sector
    Higher ASIC Levies Signal More Scrutiny for Australia’s Insurance Sector
    22 Jul 2026: Paige Estritori
    Australia’s insurance sector is facing a larger contribution to the cost of financial regulation, with ASIC’s 2025–26 industry funding estimates putting insurance levies at $23.838 million. That is a sizeable rise from the $17.608 million levied in 2024–25 and reflects a broader increase in the regulator’s expected cost recovery across the financial system. - read more
    Steadfast Takeover Bid Gains New Weight as KKR Joins Consortium
    Steadfast Takeover Bid Gains New Weight as KKR Joins Consortium
    15 Jul 2026: Paige Estritori
    A proposed takeover of Steadfast Group has become one of the most closely watched insurance market stories in Australia, after global investment firm KKR joined the consortium seeking to acquire the ASX-listed broker network. The bid, led by Amwins Group and Dragoneer Investment Group, values Steadfast at about A$7.7 billion and remains pitched at A$6 per share. - read more
    Could NSW Emergency Services Levy Reform Make Insurance Fairer?
    Could NSW Emergency Services Levy Reform Make Insurance Fairer?
    08 Jul 2026: Paige Estritori
    New modelling released on 7 July 2026 has added momentum to the debate over how New South Wales funds emergency services, with analysis suggesting that removing the Emergency Services Levy from insurance premiums could deliver meaningful savings for many households and businesses. The findings, commissioned by the Insurance Council of Australia and prepared by Lateral Economics, support a shift away from loading the cost onto insurance policies and towards a broader property-based funding model. - read more
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    Insurance Articles

    How to Compare Life Insurance Policies in Australia Without Overpaying
    How to Compare Life Insurance Policies in Australia Without Overpaying
    Life insurance stands as a pillar of financial stability in the lives of many Australians, providing peace of mind and security for families and individuals facing the uncertainty of the future. The importance of life insurance cannot be overstated; it offers a safety net that serves to protect your loved ones in the event of a tragedy, ensuring their financial well-being during difficult times. - read more
    How to Compare Insurance Providers in Australia
    How to Compare Insurance Providers in Australia
    Comparing insurance providers in Australia is about more than finding the lowest premium. A useful comparison looks at the cover offered, policy exclusions, excess amounts, claims support, customer service and the insurer's reputation for reliability. - read more
    The Ultimate Guide to Choosing the Best Travel Insurance for Your Australian Adventure
    The Ultimate Guide to Choosing the Best Travel Insurance for Your Australian Adventure
    Embarking on an Australian adventure can ignite excitement in the heart of any traveller, but being prepared for the unexpected should be top of mind. Travel insurance is an essential travel companion that safeguards your journey from unforeseeable circumstances. Whether confronting flight cancellations, medical emergencies, or lost luggage, the right travel insurance policy can make a world of difference, offering peace of mind to fully immerse in the Aussie adventure experience. - read more
    Navigating Business Interruption Insurance: A Lifeline for SMEs
    Navigating Business Interruption Insurance: A Lifeline for SMEs
    Understanding the safeguards available to protect businesses during times of unexpected adversity is crucial, especially for Small and Medium-sized Enterprises (SMEs). Chief among these safeguards is business interruption insurance. This form of coverage is designed to offer financial assistance to businesses that endure losses due to unforeseeable disruptions. - read more
    Understanding Home Insurance Coverage Options: What Protects Your Property?
    Understanding Home Insurance Coverage Options: What Protects Your Property?
    Home insurance is a critical element for any Australian homeowner, providing financial protection against an array of unexpected events. Essentially, it's a policy that covers losses and damages to an individual's residence, along with furnishings and other assets in the home. This type of insurance also offers liability coverage against accidents in the home or on the property. - read more

    Knowledgebase
    Insurance Policy:
    Broadly, the entire written contract of insurance. More narrowly, the basic written or printed document, as distinguished from the forms and endorsements added thereto.

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