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Insurance Online is a free online service that connects you with licensed insurance brokers across Australia. Whether you need cover for personal, business or trade assets, we’ll match your enquiry with a broker from our national panel. Simply enter a single quote request via this website and your matched broker will contact you with personal and business insurance quotes and help you compare insurance options.

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Insurance Online News

Podcast Cover Image This week: NSW Emergency Services Levy reform modelling points to relief for households and small businesses; mid‑year reinsurance renewals soften with lower catastrophe rates and more capacity; the code watchdog probes motor repairer oversight amid rising complaints; and a reminder that ambulance cover varies by state, so check your health policy fine print. Practical takeaways: compare policies, review limits and excesses, keep documentation for car claims, and stay alert to ESL changes in NSW.

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Estimate your public liability insurance needs with our Public Liability Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.

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    Insurance News

    Could NSW Emergency Services Levy Reform Make Insurance Fairer?
    Could NSW Emergency Services Levy Reform Make Insurance Fairer?
    08 Jul 2026: Paige Estritori
    New modelling released on 7 July 2026 has added momentum to the debate over how New South Wales funds emergency services, with analysis suggesting that removing the Emergency Services Levy from insurance premiums could deliver meaningful savings for many households and businesses. The findings, commissioned by the Insurance Council of Australia and prepared by Lateral Economics, support a shift away from loading the cost onto insurance policies and towards a broader property-based funding model. - read more
    Life Insurance Code Review Puts Mental Health and Claims Fairness in Focus
    Life Insurance Code Review Puts Mental Health and Claims Fairness in Focus
    01 Jul 2026: Paige Estritori
    Australia’s life insurance sector is facing another important reform moment after the independent review of the Life Insurance Code of Practice released its final report on 30 June 2026. The report, led by former senior regulator Peter Kell, makes 85 recommendations aimed at improving how life insurers communicate, design products, handle claims and support customers who may be vulnerable. - read more
    NSW Budget Puts Insurance Levy Pressure Back on the Table
    NSW Budget Puts Insurance Levy Pressure Back on the Table
    24 Jun 2026: Paige Estritori
    The latest NSW Budget has reignited debate over the Emergency Services Levy, with insurance industry concern growing that escalating collection forecasts are strengthening the case for reform. For households and businesses already managing higher premiums, the issue is more than a line item in the state accounts. It goes directly to affordability, underinsurance and whether the cost of funding emergency services is being shared fairly. - read more
    Suncorp's Strategic Reinsurance Placement Elevates Market Position
    Suncorp's Strategic Reinsurance Placement Elevates Market Position
    17 Jun 2026: Paige Estritori
    Suncorp has successfully secured up to AU$2.4 billion in reinsurance protection over five years, leading to a significant 10% increase in its share value. This strategic move is expected to bolster the company's fiscal 2026 growth outlook, with projected gross written premium growth of 3% across its Australia and New Zealand operations. The reinsurance arrangement, effective from June 30, is designed to cap natural hazard costs in approximately 90% of scenarios, thereby reducing earnings volatility. - read more
    Australian Regulators Call for Improved AI Governance in Insurance
    Australian Regulators Call for Improved AI Governance in Insurance
    10 Jun 2026: Paige Estritori
    In a recent development, the Australian Securities and Investments Commission (ASIC) and the Australian Prudential Regulation Authority (APRA) have jointly called upon insurers to enhance their artificial intelligence (AI) governance frameworks. This directive underscores the regulators' growing concern over the potential risks associated with the rapid adoption of AI technologies within the insurance sector. - read more
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    Insurance Articles

    Business Insurance Essentials: What Every Australian Entrepreneur Should Know
    Business Insurance Essentials: What Every Australian Entrepreneur Should Know
    Running a business comes with its fair share of risks and challenges. From natural disasters to employee injuries, there's a lot that can go wrong. This is why having the right business insurance is crucial for any Australian entrepreneur. - read more
    Common Misconceptions About Home Insurance in Australia
    Common Misconceptions About Home Insurance in Australia
    Home insurance is an essential safety net for Australians, providing financial protection against unexpected events that could damage your most significant asset—your home. It ensures that you have the necessary support to rebuild or repair in the event of disasters like storms, fire, or theft. For Australian homeowners, having the right insurance means peace of mind. - read more
    The Differences Between Public Liability and Professional Indemnity Insurance
    The Differences Between Public Liability and Professional Indemnity Insurance
    In the dynamic world of commerce, Australian businesses face a plethora of risks daily. Business insurance serves as a safeguard, ensuring that the unforeseen does not hinder the stability and growth of an enterprise. Whether it’s a startup or a seasoned corporation, understanding and selecting the appropriate insurance coverage is crucial for resilience and longevity. - read more
    How to Choose the Right Boat for Your Needs and Budget
    How to Choose the Right Boat for Your Needs and Budget
    Choosing the right boat can be a daunting task, particularly if you’re new to boating or unfamiliar with the full range of options available. With so many different types, sizes, and features to consider, it’s important to have a clear understanding of your needs and preferences before you start shopping for a boat. - read more
    How to Make a Claim on Your Boat Insurance Policy in Australia
    How to Make a Claim on Your Boat Insurance Policy in Australia
    Boat insurance claims are an important aspect of owning a boat, as accidents and damages can happen unexpectedly. It is essential to understand the boat insurance claim process in Australia, as it can be complex and overwhelming at times. - read more

    Knowledgebase
    No-Fault Insurance:
    A type of car insurance where your insurer pays for your damages regardless of who is at fault in an accident.

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