Insurance Online :: Home

Personal & Business Insurance Quotes

Insurance Online is a free online service that connects you with licensed insurance brokers across Australia. Whether you need cover for personal, business or trade assets, we’ll match your enquiry with a broker from our national panel. Simply enter a single quote request via this website and your matched broker will contact you with personal and business insurance quotes and help you compare insurance options.

Find the right cover at competitive rates!

  • Private and Commercial Vehicles
  • Special Trades Insurance Rates
  • Business and Personal Insurance
  • Farm & Livestock
  • Cyber Liability Insurance

Start Your Quote Here!

First Name:
Postcode:

All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

Personal Advice

Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are provided by a licensed specialist broker, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

Free Quote

Broker Matching

A specialist Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

Find a Broker

Insurance Online News

Podcast Cover Image This week: the draft General Insurance Code consultation closed on 21 July, with consumer groups calling for stronger protections while insurers say standards will rise; a Queensland claims delay case highlights rights to timely repairs and support, with a watchdog set to review temporary accommodation practices; AFCA backs a travel insurers war/violence exclusion for Red Sea cancellations, so check PDS exclusions before you book; and embedded insurance keeps growing as a local insurtech raises new funding—compare checkout offers with standalone cover. Get fast, free quotes at insuranceonline.com.au.

Public Liability Insurance Calculator

Public Liability Insurance Calculator image

Estimate your public liability insurance needs with our Public Liability Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.

The Great Australian Side-Hustle

The Great Australian Side-Hustle image

Filled with over 50 creative ideas for earning extra money online and offline, this book has something for everyone. From renting out a spare room on Airbnb to offering your services as a personal shopper or tutor, you'll find a wide variety of side hustle ideas to choose from. In addition to the ideas, you'll also find valuable tips for success to help you turn your side hustle into a profitable and rewarding venture. So don't wait any longer, download your free copy of "The Great Australian Side Hustle" now and start your journey towards financial freedom today!

Frequently Asked Questions


    Insurance News

    Higher ASIC Levies Signal More Scrutiny for Australia’s Insurance Sector
    Higher ASIC Levies Signal More Scrutiny for Australia’s Insurance Sector
    22 Jul 2026: Paige Estritori
    Australia’s insurance sector is facing a larger contribution to the cost of financial regulation, with ASIC’s 2025–26 industry funding estimates putting insurance levies at $23.838 million. That is a sizeable rise from the $17.608 million levied in 2024–25 and reflects a broader increase in the regulator’s expected cost recovery across the financial system. - read more
    Steadfast Takeover Bid Gains New Weight as KKR Joins Consortium
    Steadfast Takeover Bid Gains New Weight as KKR Joins Consortium
    15 Jul 2026: Paige Estritori
    A proposed takeover of Steadfast Group has become one of the most closely watched insurance market stories in Australia, after global investment firm KKR joined the consortium seeking to acquire the ASX-listed broker network. The bid, led by Amwins Group and Dragoneer Investment Group, values Steadfast at about A$7.7 billion and remains pitched at A$6 per share. - read more
    Could NSW Emergency Services Levy Reform Make Insurance Fairer?
    Could NSW Emergency Services Levy Reform Make Insurance Fairer?
    08 Jul 2026: Paige Estritori
    New modelling released on 7 July 2026 has added momentum to the debate over how New South Wales funds emergency services, with analysis suggesting that removing the Emergency Services Levy from insurance premiums could deliver meaningful savings for many households and businesses. The findings, commissioned by the Insurance Council of Australia and prepared by Lateral Economics, support a shift away from loading the cost onto insurance policies and towards a broader property-based funding model. - read more
    Life Insurance Code Review Puts Mental Health and Claims Fairness in Focus
    Life Insurance Code Review Puts Mental Health and Claims Fairness in Focus
    01 Jul 2026: Paige Estritori
    Australia’s life insurance sector is facing another important reform moment after the independent review of the Life Insurance Code of Practice released its final report on 30 June 2026. The report, led by former senior regulator Peter Kell, makes 85 recommendations aimed at improving how life insurers communicate, design products, handle claims and support customers who may be vulnerable. - read more
    NSW Budget Puts Insurance Levy Pressure Back on the Table
    NSW Budget Puts Insurance Levy Pressure Back on the Table
    24 Jun 2026: Paige Estritori
    The latest NSW Budget has reignited debate over the Emergency Services Levy, with insurance industry concern growing that escalating collection forecasts are strengthening the case for reform. For households and businesses already managing higher premiums, the issue is more than a line item in the state accounts. It goes directly to affordability, underinsurance and whether the cost of funding emergency services is being shared fairly. - read more
    Insurance Articles

    How to Compare Truck Insurance Policies in Australia: A Guide for Drivers
    How to Compare Truck Insurance Policies in Australia: A Guide for Drivers
    When it comes to navigating the sprawling roads of Australia, truck drivers bear a significant responsibility. Not only are they tasked with the safe transportation of goods across vast distances, but they must also protect themselves and their vehicles from the unforeseeable. This is where the crucial role of truck insurance comes into play, providing a safety net that can make all the difference in the face of adversity. - read more
    Business Insurance Essentials: What Every Australian Entrepreneur Should Know
    Business Insurance Essentials: What Every Australian Entrepreneur Should Know
    Running a business comes with its fair share of risks and challenges. From natural disasters to employee injuries, there's a lot that can go wrong. This is why having the right business insurance is crucial for any Australian entrepreneur. - read more
    The Differences Between Public Liability and Professional Indemnity Insurance
    The Differences Between Public Liability and Professional Indemnity Insurance
    In the dynamic world of commerce, Australian businesses face a plethora of risks daily. Business insurance serves as a safeguard, ensuring that the unforeseen does not hinder the stability and growth of an enterprise. Whether it’s a startup or a seasoned corporation, understanding and selecting the appropriate insurance coverage is crucial for resilience and longevity. - read more
    Boat Insurance: How a Specialist Broker Can Save You Time, Money, and Hassle
    Boat Insurance: How a Specialist Broker Can Save You Time, Money, and Hassle
    Boating can be an enjoyable pastime, but it also comes with risks. From accidents to theft, unexpected events can take a toll on your finances and boat. This is where boat insurance comes in. Boat insurance provides financial protection in the case of accidents, theft, or other damage to your vessel. - read more
    How to Make a Claim on Your Boat Insurance Policy in Australia
    How to Make a Claim on Your Boat Insurance Policy in Australia
    Boat insurance claims are an important aspect of owning a boat, as accidents and damages can happen unexpectedly. It is essential to understand the boat insurance claim process in Australia, as it can be complex and overwhelming at times. - read more

    Knowledgebase
    Incontestability Clause:
    A provision in a life insurance policy that prevents the insurer from voiding coverage due to a misstatement by the insured after a certain period.