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Compare Personal & Business Insurance Quotes

Insurance Online is a free online service that connects you with licensed insurance brokers across Australia. Whether you need cover for personal, business or trade assets, we’ll match your enquiry with a broker from our national panel. Simply enter a single quote request via this website and your matched broker will contact you with personal and business insurance quotes and help you compare insurance options.

Find the right cover at competitive rates!

Private and Commercial Vehicles
Special Trades Insurance Rates
Business and Personal Insurance
Farm & Livestock
Cyber Liability Insurance

Important: Insurance Online is a broker-matching and referral service. We do not provide financial advice, credit assistance or product recommendations. Your enquiry will be referred to one licensed broker from our national panel, who will contact you directly with any quotes or comparisons. Our service is free for you; we may receive a referral fee from the broker we refer you to.

Personal Advice

Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are provided by a licensed specialist broker, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

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Broker Matching

A specialist Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

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Insurance Articles

The Ultimate Guide to Choosing the Best Travel Insurance for Your Australian Adventure

Embarking on an Australian adventure can ignite excitement in the heart of any traveller, but being prepared for the unexpected should be top of mind. Travel insurance is an essential travel companion that safeguards your journey from unforeseeable circumstances. Whether confronting flight cancellations, medical emergencies, or lost luggage, the right travel insurance policy can make a world of difference, offering peace of mind to fully immerse in the Aussie adventure experience. - read more

How to Compare Truck Insurance Policies in Australia: A Guide for Drivers

When it comes to navigating the sprawling roads of Australia, truck drivers bear a significant responsibility. Not only are they tasked with the safe transportation of goods across vast distances, but they must also protect themselves and their vehicles from the unforeseeable. This is where the crucial role of truck insurance comes into play, providing a safety net that can make all the difference in the face of adversity. - read more

How to Save Money on Your Boat Insurance Premiums

Boat ownership comes with many responsibilities, including obtaining adequate insurance coverage. However, as with any type of insurance, boat insurance premiums can quickly become costly. It's essential to save as much as possible on your policy without sacrificing the necessary protection it provides. - read more

Family Planning: Exploring Life Insurance Options for New Parents

Stepping into parenthood comes with a myriad of responsibilities, one of which includes securing your family's financial future. Life insurance serves as a financial cornerstone for young professionals who are navigating the complexities of family planning. Recognizing the significance of the role insurance plays can empower new parents to make informed decisions that corroborate their family's safety and well-being. - read more

Navigating Business Interruption Insurance: A Lifeline for SMEs

Understanding the safeguards available to protect businesses during times of unexpected adversity is crucial, especially for Small and Medium-sized Enterprises (SMEs). Chief among these safeguards is business interruption insurance. This form of coverage is designed to offer financial assistance to businesses that endure losses due to unforeseeable disruptions. - read more

Insurance News

Understanding the 4.41% Increase in Private Health Insurance Premiums from April 2026

24 Mar 2026: Paige Estritori

From 1 April 2026, Australian private health insurance premiums are set to increase by an average of 4.41%, marking the most significant rise since 2017. This adjustment reflects the escalating costs associated with medical and hospital services, which saw a 5% increase in the last financial year. - read more

The 51% Surge in Australian Home Insurance Premiums Over the Past Five Years

24 Mar 2026: Paige Estritori

Over the past five years, Australian homeowners have experienced a substantial 51% increase in home insurance premiums. This surge is largely attributed to the escalating frequency and severity of natural disasters, coupled with rising construction costs. - read more

Navigating the Challenges of Premium Affordability in Australia's Insurance Sector

24 Mar 2026: Paige Estritori

In 2026, Australian insurers are confronting significant challenges related to premium affordability and insurability. Factors such as escalating claims costs, climate-related losses, and the advent of technology-enabled fraud are influencing pricing strategies, underwriting practices, and capital allocation. - read more

Impact of Victorian Bushfires on Home Insurance Costs

08 Mar 2026: Paige Estritori

Recent bushfires in Victoria have caused significant devastation, leading to concerns about rising insurance premiums for homeowners in affected areas. The Insurance Council of Australia (ICA) has declared the fires a catastrophic event, with over 2,600 claims already lodged. This situation underscores the financial challenges faced by residents in regions prone to natural disasters. - read more

Rising Home Insurance Costs Affect 1.6 Million Australian Households

08 Mar 2026: Paige Estritori

A recent report by the Actuaries Institute has highlighted a concerning trend: approximately 1.6 million Australian households are now facing home insurance affordability stress. This marks a significant increase from the 1.24 million reported the previous year, indicating a growing financial burden on homeowners due to escalating insurance premiums. - read more

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Knowledgebase

Liability Insurance:
A type of insurance that provides protection against claims resulting from injuries and damage to people and/or property.

This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.

IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.