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Insurance Online is a free online service that connects you with licensed insurance brokers across Australia. Whether you need cover for personal, business or trade assets, we’ll match your enquiry with a broker from our national panel. Simply enter a single quote request via this website and your matched broker will contact you with personal and business insurance quotes and help you compare insurance options.

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Insurance Online News

Podcast Cover Image This week: NSW Emergency Services Levy reform modelling points to relief for households and small businesses; mid‑year reinsurance renewals soften with lower catastrophe rates and more capacity; the code watchdog probes motor repairer oversight amid rising complaints; and a reminder that ambulance cover varies by state, so check your health policy fine print. Practical takeaways: compare policies, review limits and excesses, keep documentation for car claims, and stay alert to ESL changes in NSW.

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Estimate your public liability insurance needs with our Public Liability Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.

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    Insurance News

    Could NSW Emergency Services Levy Reform Make Insurance Fairer?
    Could NSW Emergency Services Levy Reform Make Insurance Fairer?
    08 Jul 2026: Paige Estritori
    New modelling released on 7 July 2026 has added momentum to the debate over how New South Wales funds emergency services, with analysis suggesting that removing the Emergency Services Levy from insurance premiums could deliver meaningful savings for many households and businesses. The findings, commissioned by the Insurance Council of Australia and prepared by Lateral Economics, support a shift away from loading the cost onto insurance policies and towards a broader property-based funding model. - read more
    Life Insurance Code Review Puts Mental Health and Claims Fairness in Focus
    Life Insurance Code Review Puts Mental Health and Claims Fairness in Focus
    01 Jul 2026: Paige Estritori
    Australia’s life insurance sector is facing another important reform moment after the independent review of the Life Insurance Code of Practice released its final report on 30 June 2026. The report, led by former senior regulator Peter Kell, makes 85 recommendations aimed at improving how life insurers communicate, design products, handle claims and support customers who may be vulnerable. - read more
    NSW Budget Puts Insurance Levy Pressure Back on the Table
    NSW Budget Puts Insurance Levy Pressure Back on the Table
    24 Jun 2026: Paige Estritori
    The latest NSW Budget has reignited debate over the Emergency Services Levy, with insurance industry concern growing that escalating collection forecasts are strengthening the case for reform. For households and businesses already managing higher premiums, the issue is more than a line item in the state accounts. It goes directly to affordability, underinsurance and whether the cost of funding emergency services is being shared fairly. - read more
    Suncorp's Strategic Reinsurance Placement Elevates Market Position
    Suncorp's Strategic Reinsurance Placement Elevates Market Position
    17 Jun 2026: Paige Estritori
    Suncorp has successfully secured up to AU$2.4 billion in reinsurance protection over five years, leading to a significant 10% increase in its share value. This strategic move is expected to bolster the company's fiscal 2026 growth outlook, with projected gross written premium growth of 3% across its Australia and New Zealand operations. The reinsurance arrangement, effective from June 30, is designed to cap natural hazard costs in approximately 90% of scenarios, thereby reducing earnings volatility. - read more
    Australian Regulators Call for Improved AI Governance in Insurance
    Australian Regulators Call for Improved AI Governance in Insurance
    10 Jun 2026: Paige Estritori
    In a recent development, the Australian Securities and Investments Commission (ASIC) and the Australian Prudential Regulation Authority (APRA) have jointly called upon insurers to enhance their artificial intelligence (AI) governance frameworks. This directive underscores the regulators' growing concern over the potential risks associated with the rapid adoption of AI technologies within the insurance sector. - read more
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    Insurance Articles

    The Ultimate Guide to Understanding Life Insurance in Australia
    The Ultimate Guide to Understanding Life Insurance in Australia
    Life insurance is a contract between an individual and an insurance company. The insurer promises to pay a designated beneficiary a sum of money upon the death of the insured person. - read more
    Protecting Your Legacy: Estate Planning and Life Insurance for Australians
    Protecting Your Legacy: Estate Planning and Life Insurance for Australians
    When thinking about the future, it's essential to have a comprehensive strategy that ensures the well-being of your loved ones and the security of your assets. Estate planning and life insurance are two critical pillars in safeguarding your family's financial stability. Despite the complexity often associated with these topics, understanding their importance and implementing them correctly can provide immense peace of mind. - read more
    The Ultimate Guide to Choosing the Best Travel Insurance for Your Australian Adventure
    The Ultimate Guide to Choosing the Best Travel Insurance for Your Australian Adventure
    Embarking on an Australian adventure can ignite excitement in the heart of any traveller, but being prepared for the unexpected should be top of mind. Travel insurance is an essential travel companion that safeguards your journey from unforeseeable circumstances. Whether confronting flight cancellations, medical emergencies, or lost luggage, the right travel insurance policy can make a world of difference, offering peace of mind to fully immerse in the Aussie adventure experience. - read more
    Unlocking the Best Business Insurance: A Guide for Aussie Entrepreneurs
    Unlocking the Best Business Insurance: A Guide for Aussie Entrepreneurs
    Welcome to the guide designed to navigate Australian entrepreneurs through the intricate world of business insurance. In an era where risks are as diverse as they are frequent, choosing the right insurance is not just prudent—it's a critical element of sustaining and growing your enterprise. - read more
    The Differences Between Public Liability and Professional Indemnity Insurance
    The Differences Between Public Liability and Professional Indemnity Insurance
    In the dynamic world of commerce, Australian businesses face a plethora of risks daily. Business insurance serves as a safeguard, ensuring that the unforeseen does not hinder the stability and growth of an enterprise. Whether it’s a startup or a seasoned corporation, understanding and selecting the appropriate insurance coverage is crucial for resilience and longevity. - read more

    Knowledgebase
    Elimination Period:
    The time period between an injury and the receipt of benefit payments from an insurer, particularly in disability insurance.

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